We can quite often be in a situation when we need some extra money and wonder where we can get it form. Some of us in this situation, turn to payday lenders like Emu.co.uk and some of us try to make extra money on the side. If it is an emergency we can tend to panic and not make a wise decision. It is therefore important to make sure that you are careful and that you think hard about any decision you make.
It can be tempting to just go straight for the borrowing option. For some people it is an easy option, as they have a lot of money available to them. However, this is not always an easy option, particularly if you do not have a good credit record or if you have to take time to arrange borrowing. Borrowing is also expensive as you have to pay interest and sometimes fees as well, on the money that you borrow.
If you do a lot of shopping online, then a way to get some extra money is to use a cashback site. These will give you back a percentage of what you have spent if you enter the site you are shopping on through a link on their site. Essentially they get commission on the lead and will pay you some of it. This can be a great bonus, but make sure that you are not shopping on sites just because they have cashback. Ensure that you are only buying hat you need and getting the cashback as a bonus.
If you have a lot of items in your home that you no longer use, then you could make some extra money by selling some of them. There are plenty of places, both online and offline where you can sell things. It is worth doing some research to see which places look like they will give you the best payments for the types of items that you are selling.
There are opportunities to earn money online too. If you have some skills and would like to work as a freelancer, perhaps doing art, programming or writing, there are plenty of opportunities online, but you may also be able to find work online as well. If you would rather do something more fun and less skilled then you could consider trying some online questionnaires to earn money as there are a lot of sites where you can do this. You could even play free online lotteries and see if you can get any prizes. These may not guarantee money and may not pay well but they can be a fun thing to try.
Another way of getting extra money is to see if you can get more with your regular job. This means that you may need to see if you can get a promotion, ask for a pay rise or work more hours. This sometimes easier and pays more than looking for extra work on the side.
Lastly you could find yourself with more money if you spend less. This may sound extremely obvious and you may think that you do not want to spend less. However, there may be things that you can do to spend less money which will have very little impact on your lifestyle and see you gaining a lot. For example, you could compare the cost of things that you buy and buy cheaper alternatives which might be almost identical to what you are buying. You may even be able to buy exactly the same thing, but for less money if you compare prices at different places. You may also find that you could reduce what you are buying and not notice. Perhaps you are throwing away food that goes off because you do not use it and you could buy it less often and save the waste. You may also be able to save electricity by turning things off when you do not need them.
So if you do get desperate for money do not worry. It is easy to think that it will be really hard to get extra, but there are actually lots of things that you can do. Even if you are not desperate now, it can be good to have a go at some of these things and you might be able to save some money which you can put by in case you need extra in the future.